Certified Payroll Professional Exam 2026 – Complete Practice Resource

The selection of pay vehicles available for employees is an important aspect of payroll management. Pay cards are indeed a permissible method of payment as they provide a convenient and secure way for employees to receive their wages. This method enables employees to access their earnings through a prepaid debit card, which can be used for purchases or to withdraw cash from ATMs.

Utilizing pay cards is generally beneficial for both employees and employers. For employees who may not have traditional bank accounts, pay cards offer an alternative that ensures they receive their wages promptly without the need for checks or cash handling. Additionally, pay cards can streamline payroll processes for employers, reducing the costs associated with printing checks and mailing them.

While cash, checks, and direct deposits are also established methods for compensating employees, the focus here is on the innovative approach of using pay cards, which aligns with modern payroll practices that address the needs of a diverse workforce.